Government Schemes in India 2026 for Farmers, Landowners & Property Buyers
Government schemes in India related to land, farmers, and property ownership have gained strong focus in recent years, with the Government of India emphasising land record transparency, farmer welfare, rural development, and secure property ownership. Many ongoing schemes rely on verified land records such as Bhulekh, Jamabandi, Khasra, Khatauni, and Bhu Naksha to ensure accurate eligibility and direct benefit delivery.
Land Record Digitisation & Land Governance Schemes
1. Digital India Land Records Modernisation Programme (DILRMP)
DILRMP aims to modernise land records across India by digitising ownership data and integrating land maps with records.
Key Benefits
- Online Jamabandi, Khasra & Khatauni access
- Digital mutation tracking
- Reduced land disputes
Official Portal: https://dolr.gov.in
2. SVAMITVA Scheme
This scheme uses drone mapping to provide property ownership cards to rural households.
Key Benefits
- Legal proof of property ownership
- Eligibility for bank loans
- Stronger village land governance
Official Portal: https://svamitva.nic.in
3. National Land Records Modernisation Programme (NLRMP)
NLRMP laid the foundation for India’s land digitisation efforts before DILRMP.
Key Benefits
- Standardised land record systems
- Improved accuracy and transparency
Official Reference: https://dolr.gov.in
Farmer Welfare & Agriculture Schemes
4. Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
Provides direct income support to eligible farmers.
Key Benefits
- ₹6,000 per year in three instalments
- Linked with verified land records
Official Portal: https://pmkisan.gov.in
5. Pradhan Mantri Fasal Bima Yojana (PMFBY)
Crop insurance scheme protecting farmers from natural losses.
Key Benefits
- Low-cost insurance
- Coverage against crop failure
Official Portal: https://pmfby.gov.in
6. Kisan Credit Card (KCC)
Offers short-term credit for farming and allied activities.
Key Benefits
- Subsidised interest rates
- Easy access to crop loans
Official Info: https://agriwelfare.gov.in
7. Soil Health Card Scheme
Provides soil quality data to farmers.
Key Benefits
- Proper fertiliser use
- Improved crop yield
Official Info: https://agriwelfare.gov.in
8. PM-KUSUM Scheme
Promotes solar energy use on agricultural land.
Key Benefits
- Solar pumps and grid-connected plants
- Reduced electricity cost
- Additional income
Official Portal: https://pmkusum.mnre.gov.in
9. Agriculture Infrastructure Fund (AIF)
Supports farm-related infrastructure development.
Key Benefits
- Loans for cold storage and warehouses
- Boosts rural agri-business
Official Portal: https://agriinfra.dac.gov.in
Housing & Property Ownership Schemes
10. Pradhan Mantri Awas Yojana – Gramin (PMAY-G)
Housing assistance for rural landowners.
Key Benefits
- Financial help for house construction
- Requires land ownership proof
Official Portal: https://pmayg.nic.in
11. Pradhan Mantri Awas Yojana – Urban (PMAY-U)
Affordable housing scheme for urban citizens.
Key Benefits
- Home loan interest subsidy
- Support for EWS and LIG families
Official Portal: https://pmaymis.gov.in
Rural Employment & Land Development
12. MGNREGA
Provides guaranteed employment and supports land improvement work.
Key Benefits
- Minimum 100 days of work
- Soil conservation and water works
Official Portal: https://nrega.nic.in
Property Regulation & Buyer Protection
13. Real Estate Regulation Act (RERA)
Protects property buyers and regulates builders.
Key Benefits
- Transparency in projects
- Legal protection for buyers
Official Portal: https://rera.gov.in
Insurance & Social Security Schemes
14. Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Low-cost accident insurance.
Coverage
- ₹2 lakh accident insurance
15. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)
Affordable life insurance scheme.
Coverage
- Life insurance at nominal premium
Additional Land & Farmer Support Schemes
16. Interest Subvention Scheme
Reduces interest burden on crop loans.
Official Info: https://agriwelfare.gov.in
17. Rashtriya Gram Swaraj Abhiyan
Strengthens Panchayati Raj institutions.
Key Benefits
- Better local land governance
- Improved scheme implementation
Official Portal: https://panchayat.gov.in
18. State-Level Land & Farmer Schemes
States run their own land and agriculture schemes.
Examples
- UP land mutation support
- Maharashtra property tax relief
- Odisha CM-Kisan
👉 Visit your State Revenue Department Portal
19. State Bhulekh & Bhu Naksha Portals
Essential for verifying land ownership and scheme eligibility.
Examples
- UP Bhulekh – https://upbhulekh.gov.in
- Bihar Bhumi – https://biharbhumi.bihar.gov.in
- Dharani Telangana – https://dharani.telangana.gov.in
- Meebhoomi AP – https://meebhoomi.ap.gov.in
- MP Bhulekh – https://mpbhulekh.gov.in
Why Land Records Are Important for These Schemes
Most schemes require:
- Jamabandi / RoR
- Khasra or Survey Number
- Khatauni
- Bhu Naksha maps
Accurate land records ensure correct eligibility and direct benefit transfer (DBT).
How to Apply for Government Schemes
- Visit the official scheme website
- Register using Aadhaar and mobile number
- Upload identity and land record documents
- Submit the application
- Track application status online
⚠️ Always apply through official government portals only.
Quick Scheme Overview
- Land Records: DILRMP, SVAMITVA, NLRMP
- Farmers: PM-KISAN, PMFBY, KCC, PM-KUSUM, Soil Health, AIF
- Housing: PMAY-G, PMAY-U
- Employment: MGNREGA
- Property Protection: RERA
- Insurance: PMSBY, PMJJBY
Final Words
Government schemes in India 2026 are closely connected with digital land records and verified ownership. Platforms like Bhulekh and Bhu Naksha play a key role in ensuring transparency, faster approvals, and fair benefit delivery. Keeping land records updated is essential to fully benefit from these schemes.
Frequently Asked Questions
PM-KISAN, PMFBY, KCC, PM-KUSUM, and Soil Health Card.
Yes, verified land records are required in most cases.
SVAMITVA Scheme.
Yes, through PMAY and RERA.
Yes, Bhulekh records are widely used.
Most schemes support online applications.
Yes, many states offer additional benefits.
On official Bhulekh & Bhu Naksha portals or BhulekhIndia.in
Explore Categories:
