Andhra Pradesh Encumbrance Certificate (EC): Apply Online, Download & Fees
An Encumbrance Certificate (EC) in Andhra Pradesh is an important property document used to check whether a property has any registered loans, mortgages, sales, or legal claims during a specific period. It helps buyers, banks, and property owners verify the transaction history of a property before buying, selling, or applying for a loan.
This guide explains everything about Andhra Pradesh EC, including how to apply online, download signed EC, fees, search methods, offline process, and common problems—explained in simple language.
What Is an Encumbrance Certificate in Andhra Pradesh?
An Encumbrance Certificate is a document issued by the Registration Department that shows details of registered transactions related to a property for a selected time period. These transactions may include sale deeds, mortgage deeds, gift deeds, or release deeds.
If no registered transactions are found during the selected period, the EC is issued as a Nil Encumbrance Certificate.
Why Is EC Important for Property in Andhra Pradesh?
An EC is required for:
- Buying or selling property
- Applying for home loan or land loan
- Property verification and due diligence
- Checking registered mortgages or loans
- Partition or settlement of property
- Legal verification before investment
Banks and buyers rely on EC to confirm that the property does not have hidden financial or legal liabilities.
Types of Encumbrance Certificate in Andhra Pradesh
EC with Transactions
Issued when registered transactions such as sale or mortgage are found during the selected period.
Nil Encumbrance Certificate
Issued when no registered transactions are found during the selected period.
Official Ways to Get Encumbrance Certificate in Andhra Pradesh
You can obtain EC through:
- Online portal of the Andhra Pradesh Registration & Stamps Department (IGRS AP)
- MeeSeva portal or MeeSeva centres
- Offline application at Sub-Registrar Office (SRO)
How to Apply Encumbrance Certificate Online in Andhra Pradesh
Step-by-Step Online EC Search Process
- Access the Andhra Pradesh Registration & Stamps Department’s official website.
- Select Encumbrance Certificate (EC) Services
- Choose the EC type (Information Only or Signed EC)
- Select search option:
Document Number
House Number
Survey Number - Enter district and Sub-Registrar Office (SRO)
- Fill required property details carefully
- Submit the request and view EC details
EC for Information Only vs Signed EC (Important Difference)
EC for Information Only
- Used for quick property checking
- Suitable for personal verification
- Not always accepted by banks
Signed EC
- Digitally signed document
- Suitable for bank loans and official use
- Requires login and verification
How to Download Signed EC in Andhra Pradesh
- Login using mobile number and OTP
- Select Signed EC service
- Enter property details
- Pay applicable fees
- Download the digitally signed EC
How to Apply EC Through MeeSeva
MeeSeva provides assisted EC services.
Process:
- Visit MeeSeva portal or nearest centre
- Provide property details (document number, survey number, or house details)
- Pay service charges
- Receive EC output or reference number
This option is helpful when online portal faces issues.
Offline EC Application at Sub-Registrar Office (SRO)
You can apply offline by visiting the concerned SRO.
Offline process:
- Collect EC application form
- Fill property details
- Submit identity proof if required
- Pay prescribed fees
- Collect EC after processing
Offline method is useful for older property records.
Encumbrance Certificate Fees in Andhra Pradesh
Fees may change over time, but generally:
- Up to 30 years search – ₹200
- More than 30 years – ₹500
- Additional service charges may apply
Always verify fees at the time of application.
Documents / Details Required for EC
Usually, no physical documents are required for online EC search. You need:
- Document number and year OR
- House number / apartment details OR
- Survey number and village details
- District and SRO selection
For offline application, identity proof may be required.
How to Read Encumbrance Certificate
An EC generally includes:
- Registration date
- Document number and year
- Nature of transaction
- Names of parties
- Property reference
If no transactions appear, it indicates Nil Encumbrance for the selected period.
Andhra Pradesh EC Search: Common Challenges and Solutions
Problem: No Records Found
Solution:
Check correct SRO, year, and spelling. Try alternate search options or visit SRO.
Problem: EC Not Showing Loan Closure
Solution:
Ask for bank NOC and reconveyance deed after loan closure.
Problem: Portal Login or OTP Issue
Solution:
Retry during non-peak hours or use MeeSeva services.
Limitations of Encumbrance Certificate
- EC shows only registered transactions
- Unregistered agreements are not reflected
- Always verify sale deed chain and land records separately
Conclusion
The Andhra Pradesh Encumbrance Certificate is a crucial document for verifying property transaction history and registered liabilities. Whether you are buying property, applying for a loan, or doing legal verification, checking EC helps you make safe and informed decisions. Always cross-verify EC details with sale deeds, land records, and tax receipts for complete property due diligence.
Discover more helpful articles and resources on Bhulekh India.
FAQs
Yes, EC can be applied online through official registration portals.
Most banks prefer Signed EC.
Yes, if the land is registered under the Registration Department.
Usually 13–30 years depending on bank or legal advice.
No. EC shows transaction history, not ownership confirmation.
Read Also: Digitally Signed Encumbrance Certificate (EC) in Andhra Pradesh
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